Bank Statement Program

Being self-employed should not mean that you should be ineligible to buy a home.

Bank Statement Program Types

There are two types of Bank Statement Program available:

12 Month Bank Statement Program

Qualify for a home by being able to show proof of your income over the last 12 months by showing your bank statements for the last 12 months (1 years worth of bank statements).

24 Month Bank Statement Program

Qualify for a home by being able to show proof of your income over the last 24 months by showing your bank statements for the last 12 months (2 years worth of bank statements).

Features of Bank Statement Program

All loans are not created equal, Bank Statement program has become a great option for self-employed.

No Taxes

The bank statement program lets self-employed or unconventional buyers qualify for loans using bank statements instead of tax returns as proof of income.

Fast Approval with Downtown Financial

At downtown financial, we make it simple and faster for applicants to get the loan approved under Bank Statement Program.

Enjoy the best rates for both Purchases & Refinances

Loan rates under Bank Statement Program are very attractive.

10% Down payment

Bank statement requires down payment of 10%

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